What are the key USPs of the plan?

  • It is a simple to understand, easy to purchase product which gives you the opportunity to plan your savings with an exclusive Insurance Khata
  • Get complete protection for your loved ones with a death benefit in case of an unfortunate event or receive percentage of premium(s) back basis the age and policy term chosen at the end of the term
  • Invest surplus income, even as low as INR 1000 to ensure the security of your loved ones
  • Be rest assured, as you know the exact amount of benefits right at the inception
  • Pay single premium and get a cover that is 5/10 times of your single premium for a term of 5/10 years respectively.
  • Add to your exclusive Insurance Khata by investing multiple times to increase your cover as per your capacity”.

Can I surrender this plan?

Policyholder can surrender the policy any time during the policy term The benefit payable on surrender is higher of guaranteed surrender value (GSV) or special surrender value (SSV).

Can I make this plan as paid up?

Since it’s a single premium, the policy does not lapse. Your risk cover for that policy remains constant till the date of maturity.

Can I buy this plan for my family member?

Yes, you can buy this plan for your family members provided they are between 18 years and 45 years age for the 5 year plan and between 18 years and 40 years for the 10 year plan.