Frequently Asked Questions

  • General
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GPA offers cover for

  • Accidental Death
  • Permanent total disability
  • Permanent partial disability
  • Accident hospitalisation

Accident means a sudden, unforeseen and involuntary event caused by external, visible and violent means. At PayNearby, we are offering the product of Care Health Insurance Company (formerly known as Religare Health Insurance).

All registered and new customers of PNB are eligible to be enrolled under this insurance plan.

The sum insured limits depends on the covers

  • Accidental Death – 10 lacs
  • Permanent total disability – covered up to 10 lacs
  • Permanent partial disability – covered up to 10 lacs
  • Accident hospitalisation – covered up to 1 lac

Individuals from 18 to 65 years of age are eligible to opt for this plan.


Policy cover will be available for 1 year from mid-night of the day of purchase of the policy. For example, if Mr. X buys a policy on 12th November, 2020 at 11 am then he will receive policy copy instantly but the cover will start from 13th of November, 2020.

Documents required are – Depending upon the type of claim, duly filled and signed claim form, discharge summary, copy of medico legal certificate, policy copy, disability certificate, death certificate, post mortem report (in case of death), copy of legal heir certificate.

No, Tax benefit is not applicable for the policy.

The customer can view list of network hospital via link shared at PayNearby’s retailer portal or by directly visiting the Care Health Insurance Company’s website.

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