Frequently Asked Questions

  • General
  • Service

You can start a business with PayNearby with select products like Recharges, Bill payments, Travel that are completely free. We also have attractive packages that helps you start your digital & banking business from just ₹1000. To further enhance your earnings, you can check all the package details on your mobile APP from the ‘upgrade and earn’ section.

You can download all the marketing materials from our app or web portal and print it. Go to the ‘Download’ section, select ‘Language’ and ‘Service’ and print your poster/banner or leaflet.

PayNearby is an ISO 27001 and DIPP certified fintech company. Your PAN Card information will be safe with us. PAN Card is mandatory for all financial transactions.

You can contact our customer care on +91 9994909090 for assistance on this matter.

• Branch deposit

• CDM deposit

• Net banking (Payment gateway)

• Same/Other bank transfer

• CDM card

There are 6 banks available for Branch & CDM deposit.

• Yes Bank

• ICICI Bank

• Axis Bank

• State Bank of India

• Karur Vysya Bank

• Federal Bank

Load More

For such transactions, the refund will be done in T + 1 day (1 day after the transaction)

For such transactions, the refund will be done in T + 1 day (1 day after the transaction)

If you cancel the ticket 2 days (48 hours) before the scheduled departure of the train, you will have to pay the following charges:

o AC First Class/Executive Class – ₹ 240/-

o AC 2 Tier/First Class – ₹ 200/-

o AC 3 Tier/AC Chair Car/ AC 3 Economy – ₹ 180/-

o Sleeper Class – ₹120/-

o Second Class – ₹ 60/-

– If you cancel your confirmed ticket within 48 hours and up to 12 hours before the scheduled departure of the train, a charge of 25% of the fare subject to the minimum flat rate mentioned above will be charged. Additionally, GST will also be charged.

– If you cancel your confirmed ticket between 4 to 12 hours before the scheduled departure of the train / the chart preparation, you will have to pay 50% of the fare subject to minimum cancellation charges.

– If your Tatkal ticket is confirmed, there will be no refund. Charges as per existing railways rules will be applied for contingent cancellation and waitlisted Tatkal ticket. The IRCTC website states that partial cancellation of Tatkal e-tickets is permitted.

The retailer can only book one ticket per passenger per train in tatkal quota

The retailer cannot view the refund amount before cancellation. It can only be seen after cancellation. The retailer would get the refund after T+1 day. (One day after Transaction)

Refund to the Retailer will be T+1 day.

No Customer can’t cancel their own ticket. He needs to get in-touch with the retailer.

Handicap concession option is not available while booking tickets (Quote available – Lower Berth Quote /General/ Ladies/ Tatkal)

Customer get ticket Via SMS & Retailer will get tickets on email.

Yes 20 Rs for NON-AC/ 40 Rs for AC.

Customers shall receive the policy information through SMS and on their registered email IDs directly from Insurance Companies. They will also get the link for filling nomination details. However, policy number can be viewed in the ticket booking history on the IRCTC page.

The coverage for the policy for each passenger shall be under the PNR in case of Death, Permanent Total Disability, Permanent Partial Disability, Hospitalisation Expenses for Injury and Transportation of mortal remains following Rail Accident or untoward incident. The optional travel insurance will not be provided for children below 5 years of age. In the case of a passenger opting for insurance, the claim/liability shall be between the insured and the Insurance Company.

Untoward incident means: – The commission of a terrorist act within the meaning of sub-section (1) of section 3 of the Terrorist and Disruptive Activities (Prevention) Act, 1987(28 of 1987). – The making of a violent attack or the commission of robbery or dacoity. – The indulging in rioting, shoot-out or arson, by any person in or any train carrying passengers or, from the actual departure from originating station to the actual arrival of the train at the destination station including ‘process of entraining’ and ‘process of detraining the train and Vikalp train, short termination and diverted route. Death: ₹ 10,00,000 Permanent total disability: ₹ 10,00,000 Permanent partial disability: ₹ 7,50,000 Hospitalisation expenses for injury: ₹ 2,00,000 Transportation of mortal remains: ₹ 10,000

Load More

Our Partners

Download PayNearby now

Use PayNearby app & take charge of all your transactions to grow your business