Last Mile Infrastructure for Businesses

Multiple businesses of all sizes- from startups to large enterprises- use India’s largest agent network of 41,00,000 retailers to scale their business, optimize operational costs and develop new markets. High end technology simplified for ease of use.

    Our Solutions

    Think Last Mile, Think PayNearby

    • Digitize cash collection

      Enable customers and collection agents to deposit cash at P...

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      Digitize cash collection

      Enable customers and collection agents to deposit cash at PayNearby’s extensive last mile network and optimize collection cost by upto 50%

      Benefits Industries like:

      • NBFCs, Micro finance Institutions (MFIs), Small Finance bank (SFBs)
      • Food Delivery Cos
      • Cab Aggregators
      • E-commerce companies
      • Insurance companies
      • Logistics
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    • Increase market penetration at the last mile

      Distribute sachetize content through PayNearby’s last mile ...

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      Increase market penetration at the last mile

      Distribute sachetize content through PayNearby’s last mile network and enable digitization of micro cash exchange to digically reach 400 million+ last mile audience

      Benefits Industries like:

      • OTT
      • Music/Video
      • Gaming
      • Education
      • Publishing
      Learn More
    • Digitize order placement and payment

      Enable 3X more efficiency in order processing and cash flow...

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      Digitize order placement and payment

      Enable 3X more efficiency in order processing and cash flow by digitizing order placement and payment across the retail value chain

      Benefits Industries like:

      • Fast Moving Consumer Goods
      • Pharma
      • White Goods and Electronics
      • Textile and garments
      • Beauty and Hygiene products
      Learn More
    • Retail Audit and Optimization

      Use automated image processing, machine learning and geo ta...

      Learn More

      Retail Audit and Optimization

      Use automated image processing, machine learning and geo tagging algorithms to maximize last mile retail space. Cut intermediary cost and grow your business

      Benefits Industries like:

      • Fast Moving Consumer Goods
      • Pharma
      • White Goods and Electronics
      • Textile and garments
      • Beauty and Hygiene products
      Learn More
    • Digitize salary and vendor payments

      Reduce proxy payment leakage by 100% while distributing sal...

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      Digitize salary and vendor payments

      Reduce proxy payment leakage by 100% while distributing salaries and payments to a geographically distributed recipient list

      Benefits Industries like:

      • Fast Moving Consumer Goods
      • Organized Retail
      • Manufacturing
      • Financial Services
      Learn More
    • Digitize loan disbursal

      Harness PayNearby’s high end digital technology and extensi...

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      Digitize loan disbursal

      Harness PayNearby’s high end digital technology and extensive last mile connectivity to provide customers faster and easier access to capital

      Benefits Industries like:

      • Banks
      • NBFCs
      • Micro finance Institutions (MFIs)
      • Small Finance bank (SFBs)
      Learn More

    Why PayNearby

    Technology driven, customer first approach to last mile connectivity and solution

    • Largest Agent Network:

      With over 41,00,000 retailers, spread across 17,600+ PIN codes, harness the power of the largest agent network in the country

    • Time-Tested Reliability:

      Serving more than a million transactions per day, our systems deliver the highest success matrix and 99.9% uptime. PayNearby is certified to the highest compliance standards

    • Easy Integration:

      We agonize over easy to use APIs so that your teams don’t take months to integrate and go live with the solution

    • Insightful Analytics:

      A single, powerful unified platform for all your MIS and data requirements. Real time customer analytics that will help you make informed decisions

    • Best in industry support:

      Our solution experts are always available on email, phone, chats and will help you in every step of the way

    • Smart Automation:

      We release hundreds of features and improvements frequently to keep you ahead of industry shifts; and automate processes to eliminate redundancies

    Testimonial

    The collaboration has also led to a high service deliverance rate in the cash collection vertical. PayNearby’s client servicing team is fully equipped and resolves issues with a 95% success rate in less than 2 hours. With our partnership, we will be able to further enhance the customer experience and offer payment options both digitally and at physical outlets. Going forward we plan to add more services to digitize cash through PayNearby retailers, I wish PayNearby all the very best look forward to a mutually beneficial partnership.

    - By Tanaji Khot

    National Lead – Banking Relationships Projects, Repayments Management & BRS

    Choose the right solution by Industry Type

    • Payments & Finance
    • Food Delivery
    • Insurance
    • FMCG & Pharma
    • Ecommerce
    • OTT
    • Network & Marketing
    • Chemical / Fertiliser

    Select your need

    Digitize Cash Collection
    Digitize Salary
    Digitize Loan Disbursal
    Invoice Reconciliation & Management

    Digitize Cash Collection

    Harness PayNearby’s extensive last mile connectivity to enable your customers and collection agents to easily deposit cash at a store nearby. Deposits can be made beyond banking hours, 7 days a week, with real time cash digitization, faster settlement and a single unified collection dashboard.

    Businesses of all sizes, across industries, use this service to ptimize their cash collection

    • NBFCs, Micro finance Institutions (MFIs), Small Finance bank (SFBs)
    • Food Delivery Cos
    • Cab Aggregators

    Why digitize cash collection with PayNearby

    • Faster Settlement

      Physical cash deposited by customers and collection agents are converted into digital cash real time.

    • Insights at your fingertips

      A single unified cash collection dashboard ensures you have the required information to make business decisions real time.

    • Serve more customers

      Expand serviceable market and reach customers across geographies and different income cohorts.

    Digitize Salary and Vendor Payments

    Take advantage of our proxy prevention platform with features like Digi KYC, payee account validation and bulk payment processing to effectively disburse salaries and vendor payments at the last mile.

    Businesses of all sizes, across industries, use this service to digitize their salaries and vendor payments

    • Fast Moving Consumer Goods
    • Organized Retail
    • Manufacturing

    Why digitize salary and vendor payments with PayNearby

    • Upto 60% faster on-boarding

      Digitized on-boarding processes at the last mile offer end to end verification of every payee in a scalable, efficient and easy manner

    • Zero proxy payment leakage

      Payee account validation, Digi KYC and robust fraud detection mechanisms ensure funds reach the intended recipient

    • Reduce overhead expenses

      Reduce accounting efforts behind payment processing. Bulk payment processing tools, with digitized audit trails ensure minimum manual intervention and provides significant savings in overhead expenses.

    Digitize Loan Disbursal

    Harness PayNearby’s high end digital technology and extensive last mile connectivity to provide customers faster, safer and easier access to capital. Enable secure loan disbursements across all PayNearby outlets, beyond banking hours, 7 days a week and scale your lending business rapidly.

    Lending businesses of all sizes can use this service to scale up their business

    • Banks
    • NBFCs
    • Micro finance Institutions (MFIs)

    Why digitize loan disbursal with PayNearby

    • Largest Network

      With over 10,00,000 retailers, spread across 17,000+ PIN codes, harness the power of the largest agent network in the country

    • Zero proxy payment leakage

      Payee account validation, Digi KYC and robust fraud detection mechanisms ensure funds reach the intended recipient

    • Serve more customers

      Expand serviceable market and reach customers across geographies and different income cohorts.

    Invoice Reconciliation & Management

    Eliminate errors, mitigate risks and reduce the burden on your accounts team by digitizing invoice generation, payment collection and account reconciliation on PayNearby’s automated invoice management platform. Get efficiency in your financial accounting processes.

    Retail businesses of all sizes, across industries, can digitize invoice reconciliation and management

    • Fast Moving Consumer Goods
    • Pharma
    • White Goods and Electronics

    Why automate invoice management with PayNearby

    • Faster processing

      Reduce delays and time lags that result from manual interventions through automation of the entire financial management system.

    • Drive cost efficiency

      Reduce overhead expenses of setting up big accounting teams to manage financial processes.

    • Better Cash Flow

      Digitize invoice generation and payment acceptance to ensure faster payment realization, greater transparency and better cash flow management.

    Digitize Cash Collection

    Digitize Cash Collection

    Harness PayNearby’s extensive last mile connectivity to enable your customers and collection agents to easily deposit cash at a store nearby. Deposits can be made beyond banking hours, 7 days a week, with real time cash digitization, faster settlement and a single unified collection dashboard.

    Businesses of all sizes, across industries, use this service to ptimize their cash collection

    • NBFCs, Micro finance Institutions (MFIs), Small Finance bank (SFBs)
    • Food Delivery Cos
    • Cab Aggregators

    Why digitize cash collection with PayNearby

    • Faster Settlement

      Physical cash deposited by customers and collection agents are converted into digital cash real time.

    • Insights at your fingertips

      A single unified cash collection dashboard ensures you have the required information to make business decisions real time.

    • Serve more customers

      Expand serviceable market and reach customers across geographies and different income cohorts.

    Managing Premium Collections
    Disburse Salary and Commissions

    Digitize Cash Collection

    Harness PayNearby’s extensive last mile connectivity to enable your customers and collection agents to easily deposit cash at a store nearby. Deposits can be made beyond banking hours, 7 days a week, with real time cash digitization, faster settlement and a single unified collection dashboard.

    Businesses of all sizes, across industries, use this service to ptimize their cash collection

    • NBFCs, Micro finance Institutions (MFIs), Small Finance bank (SFBs)
    • Food Delivery Cos
    • Cab Aggregators

    Why digitize cash collection with PayNearby

    • Faster Settlement

      Physical cash deposited by customers and collection agents are converted into digital cash real time.

    • Insights at your fingertips

      A single unified cash collection dashboard ensures you have the required information to make business decisions real time.

    • Serve more customers

      Expand serviceable market and reach customers across geographies and different income cohorts.

    Digitize salary and vendor payments

    Take advantage of our proxy prevention platform with features like Digi KYC, payee account validation and bulk payment processing to effectively disburse salaries and vendor payments at the last mile.

    Businesses of all sizes, across industries, use this service to digitize their salaries and vendor payments

    • Fast Moving Consumer Goods
    • Organized Retail
    • Manufacturing

    Why digitize salary and vendor payments with PayNearby

    • Upto 60% faster on-boarding

      Digitized on-boarding processes at the last mile offer end to end verification of every payee in a scalable, efficient and easy manner

    • Zero proxy payment leakage

      Payee account validation, Digi KYC and robust fraud detection mechanisms ensure funds reach the intended recipient

    • Reduce overhead expenses

      Reduce accounting efforts behind payment processing. Bulk payment processing tools, with digitized audit trails ensure minimum manual intervention and provides significant savings in overhead expenses.

    Shelf Space Audit and Optimization
    Digitize Order Placement and Payment
    Product Sampling and Customer Surveys

    Retail Audit and Optimization

    Use automated image processing, machine learning and geo tagging algorithms to digitally audit and optimize retail space across 10,00,000+ PayNearby outlets. Cut intermediary cost and drive efficiency while auditing shelf space, inventory or sign boards through direct image sourcing from retailers.

    Retail businesses of all sizes, across industries, can use the retail audit and optimization service

    • Fast Moving Consumer Goods
    • Pharma
    • White Goods and Electronics

    Why conduct retail audits with PayNearby?

    • Efficient shelf monitoring

      Real time visibility of product placement through automated shelf audits.

    • Machine Learning and AI

      Automated image verification optimizes cost and increases process efficiency

    • Disintermediation

      Eliminate intermediation cost

    Digitize order placement and payment

    Digitize order placement and payment across the retail value chain (Retailer - Distributor - FMCG). Real time heat maps and order aggregation brings efficiency in logistics management, reduces costs and enables servicing of micro markets. Payment digitization leads to faster processing and better cash flow.

    Retail businesses of all sizes, across industries, can digitize order placement and payment

    • Fast Moving Consumer Goods
    • Pharma
    • White Goods and Electronics

    Why digitize order placement and payment with PayNearby

    • Service micro orders

      Machine learning and geo-visualization through heat maps help corporates and distributors aggregate orders

    • Drive cost efficiency

      Order aggregation also helps in driving supply chain efficiency leading to substantial cost savings.

    • Better credit scoring

      Data driven insights help corporates take more informed decisions on the stock, funds and business health of their channel partners.

    Product Sampling and Customer Surveys

    Sample new products. Conduct customer surveys. Get immediate feedback. Use the extensive network of PayNearby retailers to reach out to your target consumer base, rural or urban. No intermediary charges. Quicker turnarounds.

    Retail businesses of all sizes, across industries, can bring ease and efficiency in product sampling and customer surveys

    • Fast Moving Consumer Goods
    • Pharma
    • White Goods and Electronics

    Why conduct product sampling and customer surveys with PayNearby

    • Speed and Efficiency

      Disseminate content faster through automated, app driven interactions, sourced directly from retailers

    • Machine Learning and AI

      Take advantage of automated image verification, machine learning and geo-tagging algorithms to keep track of processes real time, on ground.

    • Reduce overhead expenses

      Eliminate intermediation costs by sourcing information directly from the retailers. Disintermediation helps you bring down survey and sampling expenses substantially

    Increase Market Penetration
    Digitize Cash Collection

    Increase market penetration

    Opportunity for content providers to use the extensive Paynearby network and expand their market. Use big data analytics to develop customized solutions and drive adoption through product satchetization. Digitization of physical cash at store helps in acquiring new consumer segments.

    Content providers across industries can scale their business and reach untapped markets

    • OTT
    • Music/Video
    • Gaming

    Why should you distribute your content with PayNearby

    • Speed and Efficiency

      Disseminate content faster through automated, app driven interactions, serviced directly to retailers.

    • Insights at your fingertips

      Get data driven insights of consumer behaviour real time.

    • Reduce operational expenses

      Eliminate intermediation costs by communicating directly with retailers.

    Digitize Cash Collection

    Harness PayNearby’s extensive last mile connectivity to enable your customers and collection agents to easily deposit cash at a store nearby. Deposits can be made beyond banking hours, 7 days a week, with real time cash digitization, faster settlement and a single unified collection dashboard.

    Businesses of all sizes, across industries, use this service to ptimize their cash collection

    • NBFCs, Micro finance Institutions (MFIs), Small Finance bank (SFBs)
    • Food Delivery Cos
    • Cab Aggregators

    Why digitize cash collection with PayNearby

    • Faster Settlement

      Physical cash deposited by customers and collection agents are converted into digital cash real time.

    • Insights at your fingertips

      A single unified cash collection dashboard ensures you have the required information to make business decisions real time.

    • Serve more customers

      Expand serviceable market and reach customers across geographies and different income cohorts.

    Subscription Renewals & purchase

    Increase market penetration

    Opportunity for content providers to use the extensive Paynearby network and expand their market. Use big data analytics to develop customized solutions and drive adoption through product satchetization. Digitization of physical cash at store helps in acquiring new consumer segments.

    Content providers across industries can scale their business and reach untapped markets

    • OTT
    • Music/Video
    • Gaming

    Why should you distribute your content with PayNearby

    • Speed and Efficiency

      Disseminate content faster through automated, app driven interactions, serviced directly to retailers.

    • Insights at your fingertips

      Get data driven insights of consumer behaviour real time.

    • Reduce operational expenses

      Eliminate intermediation costs by communicating directly with retailers.

    Increase Market Penetration
    Shelf Space Audit and Optimization
    Product Sampling and Customer Surveys

    Increase market penetration

    Opportunity for content providers to use the extensive Paynearby network and expand their market. Use big data analytics to develop customized solutions and drive adoption through product satchetization. Digitization of physical cash at store helps in acquiring new consumer segments.

    Content providers across industries can scale their business and reach untapped markets

    • OTT
    • Music/Video
    • Gaming

    Why should you distribute your content with PayNearby

    • Speed and Efficiency

      Disseminate content faster through automated, app driven interactions, serviced directly to retailers.

    • Insights at your fingertips

      Get data driven insights of consumer behaviour real time.

    • Reduce operational expenses

      Eliminate intermediation costs by communicating directly with retailers.

    Retail Audit and Optimization

    Use automated image processing, machine learning and geo tagging algorithms to digitally audit and optimize retail space across 10,00,000+ PayNearby outlets. Cut intermediary cost and drive efficiency while auditing shelf space, inventory or sign boards through direct image sourcing from retailers.

    Retail businesses of all sizes, across industries, can use the retail audit and optimization service

    • Fast Moving Consumer Goods
    • Pharma
    • White Goods and Electronics

    Why conduct retail audits with PayNearby?

    • Efficient shelf monitoring

      Real time visibility of product placement through automated shelf audits.

    • Machine Learning and AI

      Automated image verification optimizes cost and increases process efficiency

    • Disintermediation

      Eliminate intermediation cost

    Product Sampling and Customer Surveys

    Sample new products. Conduct customer surveys. Get immediate feedback. Use the extensive network of PayNearby retailers to reach out to your target consumer base, rural or urban. No intermediary charges. Quicker turnarounds.

    Retail businesses of all sizes, across industries, can bring ease and efficiency in product sampling and customer surveys

    • Fast Moving Consumer Goods
    • Pharma
    • White Goods and Electronics

    Why conduct product sampling and customer surveys with PayNearby

    • Speed and Efficiency

      Disseminate content faster through automated, app driven interactions, sourced directly from retailers

    • Machine Learning and AI

      Take advantage of automated image verification, machine learning and geo-tagging algorithms to keep track of processes real time, on ground.

    • Reduce overhead expenses

      Eliminate intermediation costs by sourcing information directly from the retailers. Disintermediation helps you bring down survey and sampling expenses substantially

    Digitize Payments

    Digitize order placement and payment

    Digitize order placement and payment across the retail value chain (Retailer - Distributor - FMCG). Real time heat maps and order aggregation brings efficiency in logistics management, reduces costs and enables servicing of micro markets. Payment digitization leads to faster processing and better cash flow.

    Retail businesses of all sizes, across industries, can digitize order placement and payment

    • Fast Moving Consumer Goods
    • Pharma
    • White Goods and Electronics

    Why digitize order placement and payment with PayNearby

    • Service micro orders

      Machine learning and geo-visualization through heat maps help corporates and distributors aggregate orders

    • Drive cost efficiency

      Order aggregation also helps in driving supply chain efficiency leading to substantial cost savings.

    • Better credit scoring

      Data driven insights help corporates take more informed decisions on the stock, funds and business health of their channel partners.