Atmanirbhar Bharat ki Pehchan, Har Dukaan Digital Pradhan

A national movement to uplift Bharat by giving every household easy access to DBT funds, digital payments and essential banking services at a store nearby.

Upgrade your shop. Be the one stop banking service provider.

No working capital required. Earn ₹2,00,000+ per year.

Join the world’s largest branchless banking & digital network

With a growing network of 15,00,000 active Retail partners, covering every district in the country, we service the financial needs of 5,00,00,000 customers.

Join India’s most trusted network of banking service providers.

No working capital required. Earn ₹2,00,000+ per year.

Upgrade your business and make more money

Power your business with the latest digital payment technology. Take your store online and reach more customers.

Become the one stop digital and financial service centre in your area and service your customers better.

No working capital required. Earn ₹2,00,000+ per year.

One App multiple services

A great earning potential with the opportunity to grow your business with minimal one time investment and zero working capital

  • Digital Payments
  • Banking Services
  • Utility Payment Center
  • Insurance
  • Travel
  • Essential Services
  • Credit Services
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Digital Payments

Accept digital payments at your shop with simple digital tools

Go digital. From prepaid cards, UPI QR to Aadhaar Pay, let us equip you with the latest digital payment tools. Use our digital ledger, Customer Khata to manage your customer credits better.

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Banking Services

Become the most trusted Banker of your area

Offer assisted banking services such as cash withdrawal, cash deposit, money transfer and partner-enabled account opening services from your shop

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Utility Payment centre

Ensure recurring monthly income by becoming a Utility Payment Point

Build recurring monthly transactions. Help customers pay utility bills, recharges, loan repayments and other supported recurring payments through Bharat Connect-enabled services, formerly known as BBPS

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Insurance

Offer affordable protection plans and become the Suraksha Pradhan of your area

Less than 3% of Bharat has an insurance. Retailers can offer group policies and also become a Point of Sale agent to facilitate vehicle insurance through our insurance partner.

Help protect India. Earn respect and money while you are at it.

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Travel

Open a travel agency from your shop

Offer a range of affordable travel solutions from your shop: rail, flight, hotels, and more. Flight booking is available through the Travel section powered by Nearby Neodigital Services Private Limited, an IATA-approved solution provider.

Offer travel bookings from your shop. Earn More.

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Essential Services

Offer essential services to customers & earn more

Issue paperless PAN for customers from your shop. Make essential documentation services available and bring them into the formal financial fold

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Credit Services

Easy loans to help you and your customers grow

Easy, hassle-free loans with minimum documentation available to you and your customers from our trusted banks and financial partners. Our endevour is to bring everyone in Bharat into the formal credit fold. Be the popular banking agent in your area. Avail the varied loan offerings to meet all credit needs.

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India's largest Distribution as-a-service (DaaS) platform

  • Harvard Business Publishing
  • India’s Best WorkplacesTM in BFSI
  • MIT Technology review

Smart Solutions for Everyone

Whether you are a retailer, distributor, individual or self help group, we have smart solutions for everyone.

Retailer
Retailer

Use our digital suite of products to upgrade your store and manage your credits, customers and payments better. Offer our assisted financial and digital commerce services to increase your income. Be the trusted banker in your area.

Join over 15,00,000 active retailers. Earn more than `25,000 per month. No working capital required

Retail Categories:
  • Kirana Shop
  • Restaurant
  • Medical Shop
  • Fertilizer Shop
  • Apparel Shop
  • Tailoring Shop
  • Mobile Recharge Centre
  • Insurance Agency
  • Hardware Store
  • Travel Agency and more
Distributor
Distributor

Make more out of your distribution business. Onboard your network to offer PayNearby services and earn more than 18% per month on the money invested. No physical stock. No expenditure in store space, staff or physical transfer of goods. Every time a retailer in your network services a financial transaction, both of you make money. It is as simple as that.

Join over 1,00,000 distributors. Earn more than `50,000 per month

Distributor Categories:
  • Telecom
  • Pharma
  • Retail
  • FMCG and many more
Individual/Self Help Groups
Individual/Self Help Groups

Grab the opportunity to run your own business, from the comforts of your home or shop and earn additional income. Become a PayNearby Digital Pradhan, and offer financial and digital commerce services to your area. You earn on every transaction you make. Home based businesses can take their stores online on BuyNearby and service more customers.

Join a growing tribe of individuals/self help groups who earn more than `15,000 per month with us

Individual/Self Help Groups Categories:
  • Griha Udyog Members
  • Self Help Groups
  • Teachers

Make financial & digital services accessible to everyone, everywhere

Create a progressive society, where everyone has easy access to services, by building the largest agent banking network in the country.

  • 12+ Lakh

    Digital Pradhans

  • 3+ Lakh

    Digital Naaris

  • 25+ Cr

    Yearly Transactions

  • 5+ Cr

    Citizens Served

PayNearby Advantage

Upgrade your business with the leader in branchless banking

  • Instant and easy onboarding

  • Zero additional investment, no working capital requirement

  • Time tested systems, with industry best success rates

  • Simple, secure, easy to use App

  • Available in 10+ languages

  • Relationship managers to support your business at all times

  • Training and certification

    We have associated with RASCI, TRRAIN and RAI to offer you training programs, career guidance, financial consulting, certification courses and more. We will help you set-up a modern shop and keep your family’s welfare at the heart of all our programs.

  • Safety and Security Promise of PayNearby

    PayNearby is certified to the highest compliance standards. We work extra hard to keep the trust of millions of retailers who transact with us everyday, by adopting a zero tolerance policy to security.

Zidd Aage Badhne Ki

PayNearby Digital Pradhans, a growing aspirational community

Grow your business with PayNearby Saathi. PayNearby Saathi helps retailers bring customers closer to digital financial services from their own neighbourhood shop. By helping customers open digital accounts, link UPI and start using the Saathi app, retailers can build stronger customer relationships, increase footfall and create new commission-led income opportunities. The film shows how a local retailer can make his business more digital, support customers with trusted financial access and become a reliable digital partner for the community. Watch the film to see how PayNearby Saathi can help retailers grow with the digital shift across Bharat.

- By PayNearby Saathi. Dil Se Desi. Life Digital.

Our Partners

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Use PayNearby app & take charge of all your transactions to grow your business