What collateral needs to be provided for getting this gold loan?

Any kind of gold jewellery of purity over 18 karat can be provided as security to avail a gold loan. Please note, some banks do not offer loan against gold coins and the weight of stones etc. fixed on the ornaments will be deducted for the purpose of valuation.

What is the interest charge applicable on gold loan?

The interest rate on gold loan varies from one lender to another and starts as low as 0.83% per month to 2% per month. You can view applicable rate of interest once you enter your details on our Gold Loan service section.

What is Gold Uno?

Gold Uno is an online aggregator for gold loans. You can compare gold loan services from different NBFCs and Banks and choose the best deal among them. Gold Uno has partnered with ICICI Bank, HDFC Bank, CSB bank, Fincare Small Finance bank, AU Small Finance Bank, HDB Financial Services, Mannapuram Finance Limited and IIFL Finance.

What is the role of PayNearby in this?

PayNearby has tied up with a few partners to provide Gold loan to its retailers and their customers. PayNearby is only an originating partner for these gold loans. These loans will be disbursed and managed by the ultimate lenders i.e. Muthoot Finance Limited and or other banks and NBFCs.