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One App,
Many Services

Offer 25+ products and services from your shop and earn an additional Rs. 25,000+ per month. No working capital required.

Upgrade your shop. Be the one stop banking and digital service provider in your area

Calculate your Income Join PayNearby

Banking Services

Become a trusted banking service point in your area

No working capital required. Offer assisted banking services from your shop through PayNearby’s Business Correspondent network. Help customers access services such as cash withdrawal, money transfer, cash deposit, savings bank account opening and other partner-enabled financial services. PayNearby is a PCI DSS and ISO 27001 certified company, enabling secure and reliable transactions for retailers and customers across Bharat.

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AePS Help customers withdraw DBT, government relief funds and cash from their bank accounts using fingerprint with Aadhaar enabled Payment Services (AePS)
Micro ATM Provide cash withdrawal services using debit cards of over 1000+ banks
Savings Account opening Help customers open savings accounts with partner banks such as Axis Bank and NSDL Payments Bank. Offer assisted account opening services from your shop and make banking more accessible in your area.
Money Transfer Take advantage of our time tested platform with 99.9% success rate to help customers send money from anywhere to anywhere within India, real time, 24*7. Customers use this service also to deposit cash into their accounts

Digital Payments

Upgrade your business with PayNearby digital solutions

Offer customers multiple digital payment options and manage collections, customer records, payments and reconciliations more efficiently through simple digital tools.

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UPI QR A single QR Code that helps you accept payment from any payment app. Make it your mobile screen saver or print and dispaly on the shop to enable seamless digital payments
Mobile POS Use Micro ATM as a point-of-sale (PoS) device and accept debit/credit card payments from customers
Aadhaar Pay Accept payments from customers using Aadhaar biometric
Customer Khata Upgrade your business with 100% better customer credit management. A digital ledger that maintains record of all transactions, sets automatic payment reminders and helps you collect payments through integrated digital payment solutions

Credit Services

Help customers access credit solutions

Enable customers in your area to access credit products from partner banks and financial institutions. PayNearby facilitates these services through applicable Business Correspondent, Direct Selling Agent or referral partner arrangements, depending on the product and partner.

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Retailer & Customer Loans

Gold Loan Quick, secure gold loans with minimum documentation for you and your customers.
Home Loan Now make your dream home a reality. Easy, quick and affordable home loans for you and your customers. Get your loan processed in 48 hrs.
Personal Loan An instant solution for all financial needs. Avail quick and affordable personal loans for all life goals, including medical emergencies, weddings, or to fund children’s education.

Retailer Loans

Business Loan Easy, unsecured business loans for retailers at affordable rates to ensure business growth.

Insurance

Become a Suraksha Pradhan of your area

With PayNearby, retailers can offer group policies and also become a Point of Sale agent to facilitate vehicle insurance through our insurance partner

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General With PayNearby, retailers can offer group policies and also become a Point of Sale agent to facilitate vehicle insurance through our insurance partner
Motor / Vehicle Insurance PayNearby has partnered with Nearby Insurance Private Limited, an IRDAI-registered insurance broker. Become a Point of Sale agent and offer vehicle insurance services to customers from your shop

Travel

Become a one-stop travel booking point in your area

Turn your shop into a convenient travel booking point where customers can access rail and flight ticket booking services in a simple and assisted manner

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Rail Booking Help customers book train tickets from your shop in a simple and assisted manner. Offer convenient rail booking services and earn on successful bookings.
Flight Booking Flight booking is available through the Travel section powered by Nearby Neodigital Services Private Limited, an IATA-approved solution provider. Retailers can use this partner-enabled platform to facilitate flight ticket bookings for customers

Utility Bill Payment Centre

Ensure recurring monthly income

Help customers pay their utility bills, recharges and monthly EMIs from your shop in a simple and convenient manner. Offer Bharat Connect-enabled services, formerly known as Bharat Bill Payment System (BBPS), across categories such as electricity, water, gas, phone/DTH recharge, loan repayment and more.

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Gas, Electricity & Water Bills Every household needs to pay these utility bills every month. Offer them from your shop and ensure regular monthly income for yourself
Recharge Services Offer customers the options to recharge mobile, DTH services and data cards from 15+ partners. Recharge transactions are frequent in nature and will ensure recurring income
Credit Card Payments Help customers make their credit card payments across 25+ banks. Credit card payment also follows a monthly cycle, and will ensure recurring income opportunity for yourself
Cash Collection Offer cash collection services for more than 40+ partners. Customers and collection agents can deposit EMIs at your store, and you earn on every cash deposit.
LIC Premium Payments Help customers pay their LIC premiums monthly, quarterly, half-yearly or annually and ensure a recurring income for yourself