What are the key USPs of the plan?

  • It is a simple to understand, easy to purchase product which gives you the opportunity to plan your savings with an exclusive Insurance Khata
  • Get complete protection for your loved ones with a death benefit in case of an unfortunate event or receive percentage of premium(s) back basis the age and policy term chosen at the end of the term
  • Invest surplus income, even as low as INR 1000 to ensure the security of your loved ones
  • Be rest assured, as you know the exact amount of benefits right at the inception
  • Pay single premium and get a cover that is 5/10 times of your single premium for a term of 5/10 years respectively.
  • Add to your exclusive Insurance Khata by investing multiple times to increase your cover as per your capacity”.

What are the exclusions under the plan?

If the Life Assured, whether sane or insane, commits suicide within twelve months from the date of inception of the policy, we will pay 80% of the total premiums received (which is single premium excluding applicable taxes and extra premium, if any) till the date of death or the surrender value available as on death whichever is higher, will be paid by us excluding GST to the nominee and this Policy will terminate.