What It Takes to Make Formal Lending Solutions Available to Thin Credit Files

Payments By Sunita Manwani - Chief Strategy Officer November, 2020 No Comments

Will I get access to formal credit if I am ‘Invisible’? Being invisible in the financial system means that either you have no credit history or there is not enough information available about you with the credit bureau. As a result of which, your access to formal credit like home loans, credit cards, personal loans etc. becomes very limited or…


New Trends and Opportunities in Digital Payments

Payments By Samir Garud, Head - Banking & Enterprise Products November, 2020 No Comments

A decade ago, the idea that you could just walk into your ‘bagal wali dukaan’ without cash and still make payments would have sounded revolutionary. But today, even a chai-wala accepts digital payments. With the outbreak of the Coronavirus pandemic and the social distancing rules, digital payments got the much-needed push to slowly and steadily becoming ubiquitous. It has been…