Payments

What It Takes to Make Formal Lending Solutions Available to Thin Credit Files

Payments By Sunita Manwani - Chief Strategy Officer November, 2020 No Comments

Will I get access to formal credit if I am ‘Invisible’? Being invisible in the financial system means that either you have no credit history or there is not enough information available about you with the credit bureau. As a result of which, your access to formal credit like home loans, credit cards, personal loans etc. becomes very limited or…

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New Trends and Opportunities in Digital Payments

Payments By Samir Garud, Head - Banking & Enterprise Products November, 2020 No Comments

A decade ago, the idea that you could just walk into your ‘bagal wali dukaan’ without cash and still make payments would have sounded revolutionary. But today, even a chai-wala accepts digital payments. With the outbreak of the Coronavirus pandemic and the social distancing rules, digital payments got the much-needed push to slowly and steadily becoming ubiquitous. It has been…

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