Lending

PayNearby’s journey of democratizing credit disbursement in Bharat

Lending By Sunita Manwani, Business Head - Lending, PayNearby March 22, 2022 No Comments

India, today, is undoubtedly one of the world’s largest fintech centres. As per the latest report of BLinC Investment Management, the overall market size of the fintech industry has grown to a figure of USD 31 billion[1]. It is estimated that India has more than 6,000 fintechs, of which 16% are involved in lending[2]. With the exponential rise in UPI-driven…

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What It Takes to Make Formal Lending Solutions Available to Thin Credit Files

Lending By Sunita Manwani, Business Head - Lending, PayNearby November 27, 2020 No Comments

Will I get access to formal credit if I am ‘Invisible’? Being invisible in the financial system means that either you have no credit history or there is not enough information available about you with the credit bureau. As a result of which, your access to formal credit like home loans, credit cards, personal loans etc. becomes very limited or…

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